It's the annual enrollment period for Medicare, and Jeanette Forni admits she knows nothing about it. So she invited local Medicare broker Andrea Smith to the Modesto iHeart Studios to break it down.
Andrea shares how a Modesto native from a UC Berkeley family ended up as a Medicare broker. Her path ran through dyslexia, a sociology degree, a trip to Greece to find herself, five years studying jewelry-making in Florence, and a reconnection with an old friend that brought her home. Today she works alongside her mother, who is also a Medicare broker.
Then they get into the practical side:
What Medicare Parts A, B, and D cover, and when penalties can apply
Why original Medicare has no maximum out-of-pocket limit
The difference between a Medicare Supplement and a Medicare Advantage plan
How changes to the star-rating system are leading some Advantage plans to roll back perks like dental, vision, and dog-walking benefits, raise costs, or leave the market
What a plan cancellation notice looks like, and why it can open a guaranteed-issue window for a Medicare Supplement with no health underwriting
Why you should open your parents' mail this season, and why reviewing your plan is smart even if you're staying put
Whether you're approaching 65 or helping a parent, this one is worth sharing.
Contact Andrea Smith at 209-320-0032 or visit cal-thrive65.com to schedule an appointment or find an enrollment event.
Want to be a guest? Text Jeanette at 209-850-5708.
