Plan cancellation notices are landing in mailboxes. Modesto Medicare broker Andrea Smith explains what to look for, what to do, and why a notice can be a "golden ticket."

After 40+ years in real estate, Julie Cosgrove found a new calling: helping seniors downsize, relocate, and navigate the emotional process of leaving the family home. She joins Jeanette Forni to share how One Simple Solution guides Central Valley families through every step — from sorting belongings to selling the house.

A high school wrestling coach told Kyle Alexander he needed to get strong. Thirteen years of competitive powerlifting later, he runs a small, personal gym out of a shop behind his Manteca home — where new members get greeted by everyone in the room (and by Griff, the gym dog) before anyone talks about goals.

Two Manteca-area high schoolers, singer Mysti and logistics whiz Miles, turned a 1 a.m. car conversation into Mysfits Music Night — a full-scale music festival for young performers, launching October 7th at the FESM Portuguese Hall.

A married couple turned a single $13,500 photo booth into one of Stockton's top full-service party companies — offering DJ services, luxury restrooms, mobile bars, and specialty balloon design across Northern California.

Jeanette Forni and Justin Duncan sit down with Mike Kelly of Kelly and Curry CPAs to talk about what really sets a CPA apart from a general accountant, why local expertise matters when it comes to your finances, and the story behind his new partnership with longtime colleague Daniel Curry. Plus: home office deductions explained, and why good record-keeping (however boring) is the key to saving real money at tax time.

A hungry 14-year-old talked his way into a restaurant kitchen — and grew it into Velvet Creamery, Mallard's, and the FBI's go-to tactical gear brand. Dan Costa shares how dyslexia shaped his path, plus a sponsor update from Evolution Heating and Cooling on beating the summer heat.

Enrique Calderon of Evolution Heating and Cooling joins Jeanette and Justin to expose the sky-high quotes private equity-owned HVAC companies are charging Central Valley homeowners — including a real $57,000 AC replacement quote. Enrique breaks down honest financing, why mini-splits are a game-changer for uneven cooling, and why he offers free second opinions to protect customers from getting overcharged.

Nurse-turned-entrepreneur Kayshawn Brooks talks about developing Renew You Body Butters from her kitchen while bedridden — and how her kids stepped in to keep the family business running.

Fifth-generation general contractor Michael Baltz of Baltz Construction joins Jeanette Forni and Nicole Castillo to break down why remodels cost so much in California, which countertop and flooring trends to skip, and the right order of operations for a full remodel.

What does entrepreneurship, the 4th of July, and a one-woman virtual assistant business have in common? More than you'd think. On this special Independence Day episode, co-host Nicole Castillo steps into the spotlight to share how she turned her management and marketing background into Lucky Clover Solutions — a virtual assistant business she launched in just one to two weeks and is now taking with her as she relocates to Texas. If you've ever thought about working for yourself, this one's for you.

Tom Corrales shares a story about why certified pool care matters beyond just keeping water blue — a commercial account reached out to Tri-County after a pool manager and family members suffered chemical burns from improperly applied treatments by an uncertified service. Alex follows up by explaining that incorrect chemical combinations can produce mustard gas, cause explosions, and start truck fires, making the case that for HOAs, apartment complexes, and schools especially, hiring someone with proper credentials isn't optional — it's a safety issue.

Daniel Villa describes his design process in detail — showing up to a client's property, listening to what they actually want, and then building out a 3D rendering using SketchUp so customers can see their vision before a single piece of steel is cut. He shares a recent standout project involving a curved pool deck guardrail on a sloped backyard, where he pushed back on the client's original idea for straight panels and convinced him to go with a bent steel curve that matched the round pool — a decision that became one of his most visually striking finished pieces.

Mary Matthews makes the case for why radio remains one of the most effective tools for small business advertising, noting that the average person listens to seven hours of radio a week without realizing it. She also explains how iHeartMedia handles everything from script writing to production as part of a campaign and describes how targeted digital and streaming radio advertising allows businesses to reach specific demographics — by age, income, gender, and lifestyle — so every advertising dollar goes further.

Justin Duncan describes how his publishing journey came together faster than he expected — after submitting his debut novel to Page Publishing, it cleared the review board with no edits requested. He also opens up about the business realities waiting on the other side of creative success: navigating a publishing contract with an attorney, understanding rights across a trilogy, and the self-driven marketing work that falls on the author once the book is live on Amazon and Kindle.

Jac Sodhi breaks down the growing wave of employee lawsuits targeting small businesses in the Central Valley, explaining how large outside law firms use PAGA claims to file on behalf of entire staffs based on a single employee's complaint — turning what might be a minor issue into a costly class action. He also warns business owners about the financial reality of litigation: even when you've done nothing wrong, defending a lawsuit can cost far more than settling, making early legal counsel one of the smartest investments a small business owner can make.

Cheryl Lorenco reveals that her senior care placement services come at no cost to families — she's contracted with residential communities who compensate her directly, so the guidance, research, and paperwork support she provides are completely free. She also warns families to avoid entering their information into online search platforms, where data can be sold and passed to large corporate referral services, potentially locking out local advisors like Cheryl who offer more personalized, hands-on help.

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